2024. Pengaruh Digital Payment, Pendapatan, Dan Literasi Keuangan Terhadap Perilaku Konsumtif Mahasiswa. Indo-Fintech Intellectuals: Journal of Economics and Business. 4, 6 (Dec. 2024), 3021–3035. DOI:https://doi.org/10.54373/ifijeb.v4i6.2423.