2026. PERAN KAPABILITAS INOVASI DIGITAL DALAM MENDORONG TRANSFORMASI MODEL BISNIS PADA STARTUP DIGITAL DI BALI. Indo-Fintech Intellectuals: Journal of Economics and Business. 5, 4 (Feb. 2026), 7974–7989. DOI:https://doi.org/10.54373/ifijeb.v5i4.4821.