THE ROLE OF FRUGAL INNOVATION, CULTURAL INTELLIGENCE, ALTERNATIVE FINANCING, AND REGULATORY AGILITY IN ENHANCING BUSINESS ADAPTABILITY IN CREATIVE INDUSTRY. Indo-Fintech Intellectuals: Journal of Economics and Business, [S. l.], v. 5, n. 3, p. 6383–6393, 2025. DOI: 10.54373/ifijeb.v5i3.3239. Disponível em: https://ejournal.indo-intellectual.id/index.php/ifi/article/view/3239. Acesso em: 12 aug. 2026.