FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN PENGGUNAAN QRIS DALAM TRANSAKSI PEMBELIAN: PENDEKATAN TECHNOLOGY ACCEPTANCE MODEL (TAM). Indo-Fintech Intellectuals: Journal of Economics and Business, [S. l.], v. 5, n. 4, p. 7792–7807, 2026. DOI: 10.54373/ifijeb.v5i4.4613. Disponível em: https://ejournal.indo-intellectual.id/index.php/ifi/article/view/4613. Acesso em: 12 aug. 2026.