ERPENUS, Marna; VERI, Jhon. paymen system Pengaruh Mobile Payment Terhadap Efisiensi Transaksi Keuangan Di Sektor Retail. Indo-Fintech Intellectuals: Journal of Economics and Business, [S. l.], v. 4, n. 6, p. 3563–3572, 2025. DOI: 10.54373/ifijeb.v4i6.2572. Disponível em: https://ejournal.indo-intellectual.id/index.php/ifi/article/view/2572. Acesso em: 15 may. 2025.