Khoirurrizki, Kaila Zulfa. 2025. “A MSMEs PERCEPTIONS ON THE USE OF THE INDONESIAN QUICK RESPONSE CODE (QRIS) AS A TRANSACTION TOOL”. Indo-Fintech Intellectuals: Journal of Economics and Business 4 (6):3312-22. https://doi.org/10.54373/ifijeb.v4i6.2381.