Indo-Fintech Intellectuals: Journal of Economics and Business 2021-05-26T12:51:53+07:00 Darlin Aulia S.E., M.S.Ak Open Journal Systems <p>Indo-Fintech Intellectuals: Journal of Economics and Business (IFI-JEB) is a fully refereed (double-blind peer review) and an open-access online journal for academics, researchers, graduate students, early-career researchers and students, published by Lembaga Intelektual Muda (LIM) Maluku. IFI-JEB is a periodical publication (two times a year, in March and September) with the primary objective to disseminate scientific articles in the fields of economics, business, and accounting. IFI-JEB is indexed by Directory of Open Access Journals, Indonesian Scientific Journal Database, Google Scholar, and several others including Crossref, Sinta, Road, OneSearch, Garuda, PKP Index and WorldCat.</p> Factor That Affect Turnover Intention in Millennial Employees 2021-02-07T17:17:56+07:00 Andyani Sukmasari <p>The biggest challenge for companies today is thinking about various strategies in retaining millennial generation employees in order to reduce turnover intention, in which turnover intention is the reaction of employees to what is felt in the company. Factors such as strong organizational culture and employee motivation are expected to retain employees to reduce turnover intention. Therefore, the purpose of this study is to see whether organizational culture and motivation are factors that can affect turnover intention of millennial employees who are in Jabodetabek. This research is quantitative in nature, conducted by survey using a questionnaire. Data were analyzed using Structural Equation Model (SEM). The results of the first study indicate that there is an influence between organizational culture on employee motivation. Second, there is an influence between organizational culture on employee turnover intention. Third, there is an influence between motivation on employee turnover intention. Furthermore, the four motivations mediate between organizational culture and employee turnover intention in Jabodetabek</p> 2020-05-18T00:00:00+07:00 Copyright (c) 2021 Andyani Sukmasari Analysis of Optimal Raw Material Inventory Needs in Small and Medium Industries (Study on Nadya Furniture in Ambon City) 2021-05-26T12:51:53+07:00 La Irsan Jusuf Sahupala Tina D Kaisupy <p>The purpose of this research is to determine the need for optimal raw material supplies at Nadya Furniture in Ambon City for a certain period of time, so that there is no delay in raw materials and production targets are set to be achieved. This type of research is qualitative research. The data sources used in this study are primary and secondary data. Data analysis tools used are demand forecasting with time series method and Material Requirement Planning (MRP). The results showed that the optimal order amount for ironwood was 96 meters for January and 396 meters for February, for linggua wood was 1,568 meters for January and 2,616 meters for February, and Linggua Board was 420 meters for January and 920 meters for February 2020. inventory costs for each raw material namely Ironwood Rp. 3,139,744, Linggua Wood Rp. 3,420,016, Hensel cabinet Rp. 2.603.920, House lock Rp. 1.965.768, cupboard handle Rp. 1.965.760, Mirror Rp. 1.765.600, Hensel door Rp. 1.673.400 and Door handle Rp. 2.874.528</p> 2020-09-05T00:00:00+07:00 Copyright (c) 2020 La Irsan, Jusuf Sahupala, Tina D Kaisupy ANALYSIS OF SHIP WAITING TIME TO GET SHIPYARD SERVICE AT PT. DOKP AND SHIPPING WAIAME IN AMBON CITY 2021-05-22T21:39:41+07:00 Husnyati Kiat <p>The purpose of this research is to determine the best service system that can be applied by PT. Dokp and Shipping Waiame Ambon. so that the waiting time can be pressed. This research is descriptive research, with the population in this study is the entire number and type of ships that have docked at PT. DOKP and Waiame shipping for 13 months. The sampling method used in this research is Convenience Sampling. The sample used in this study is the number of ships repaired in a period of up to 13 months. The analysis tool used is queueing theory of multi channel-single phase model. The results showed that the average arrival rate of ships per month is as many as 9 units of ships, while the average length of docking as much as 3 units of ships / month. Therefore, it can be seen that the level of service is not optimal to reduce the arrival rate of ships, and the chance of idleness by 2. Therefore, the arrival of ships is more than the level of ship service at PT. Dokp and Shipping Waiame Ambon.</p> 2020-09-05T00:00:00+07:00 Copyright (c) 2020 Husnyati Kiat Effect of Financial Inclusion on Financial Stability: Countrys by Income Level Clasiffication, 2004-2014 2021-04-24T11:07:43+07:00 Wirdatul Aini A. Tony Prasetiantono <p>Financial inclusion has become a main key for financial service development yet this development should also consider financial stability. The Asian financial crisis 1997 and the Global financial crisis 2008 gave us lesson of how important to maintain financial stability. Thus, the development of the financial services sector through financial inclusion is expected to impact the financial stability of the countries income levels. This study aims to determine the effect of financial inclusion relation to the financial stability in many countries based on their level of income during 2004-2014. This study used unbalanced panel data regression with fixed effect model. The results showed that financial inclusion proxied by commercial bank outstanding deposit has positive yet unsignignificant effect on financial stability for high income and upper-middle income countries, and has negative significant effect for lower-middle income and low income countries. Meanwhile, financial inclusion proxied by commercial bank outstanding loan has negative significant effect on financial stability in high income and upper middle income countries. This result is the opposite of lower-middle income which showed positive yet unsignificant effect, and positive significant impact for low &nbsp;income countries</p> 2020-09-05T00:00:00+07:00 Copyright (c) 2020 Wirdatul Aini, A. Tony Prasetiantono Dynamic non Performing Loan in Indonesia (Empirical Study on Commercial and Islamic Banks) 2021-04-18T22:34:47+07:00 Budi Kramadibrata Darlin Aulia Rizal Kamsurya Andi Heru Susanto <p>This paper discusses non-performing loans in Islamic and commercial banking. This study tries to test internal and external factors such as CAR (capital adequacy ratio), interest rate,&nbsp; ROE (return on equity), inflation rate, and GDP (gross domestic product­) against non-performing loans or NPL in Indonesia banking. It would also like to see the impact of the crisis that occurred during the period 2015 to 2020. A sample from this study consisted of 66 Banks. Results showed that of the four variables tested showed a significant influence on the NPL of commercial and Islamic banks, except on the testing of inflation and CAR variables on commercial banks that showed results did not affect the NPL.</p> 2020-09-05T00:00:00+07:00 Copyright (c) 2020 Budi Kramadibrata, Darlin Aulia, Rizal Kamsurya, Andi Heru Susanto